ifelse(
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0.985 AND {BUSINESS SEGMENT} = "RLUS" AND {QM Count} = 1, 1,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0.955 AND {BUSINESS SEGMENT} = "RLUS" AND {QM Count} = 1, 1,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0.93 AND {BUSINESS SEGMENT} = "RLUS" AND {QM Count} = 1, 1,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0.851 AND {BUSINESS SEGMENT} = "RLUS" AND {QM Count} = 1, 0,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0 AND {BUSINESS SEGMENT} = "RLUS" AND {QM Count} = 1, 0,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0.985 AND {BUSINESS SEGMENT} = "FNWL" AND {QM Count} = 1, 1,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0.955 AND {BUSINESS SEGMENT} = "FNWL" AND {QM Count} = 1, 1,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0.93 AND {BUSINESS SEGMENT} = "FNWL" AND {QM Count} = 1, 1,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0.851 AND {BUSINESS SEGMENT} = "FNWL" AND {QM Count} = 1, 0,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0 AND {BUSINESS SEGMENT} = "FNWL" AND {QM Count} = 1, 0,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0.95 AND {BUSINESS SEGMENT} = "Genpact" AND {QM Count} = 1, 1,
{ACTION REQUIRED} = 1 AND {ITEM SCORE} >= 0 AND {BUSINESS SEGMENT} = "Genpact" AND {QM Count} = 1, 0,
"No Action Required"
)